Jean Murray Introduction Holds an MBA and Ph.D. in small business management and entrepreneurshipMore than 35 years' experience teaching business startup, finance, tax, and legal issues Experience Jean Murray has taught at business and professional schools for over 35 years. She was an associate professor at Palmer College of Chiropractic from 1995 to 2009, where she taught accounting, business law, finance, and business startup.Murray was also the owner of Emence Enterprises, LLC for 15 years, writing about business startup issues and publishing business startup guides for professionals.She is the author of several books including "The Complete Guide to Working for Yourself" and "The Complete Guide to Writing Effective and Award Winning Business Proposals." Her latest books in the "Frugal Business Secrets" series focus on saving money, working smarter, and simplifying your business. Education Murray has an MBA in small business/entrepreneurship from Cleveland State University (1974) and a Ph.D. in administration/management from Walden University (2000). She received her bachelor's in English and literature from Mount Union College. LiveAbout and Dotdash Meredith LiveAbout, a Dotdash Meredith brand, is a reference site focused on entertainment, activities, and hobbies. Learn more about us and our editorial guidelines. Read more from Jean Murray What Terms Should Be Included in an Employment Contract? How To Create a Strong Succession Plan for Your Business Wage Garnishment Information for Employers Family and Medical Leave (FMLA) Guidelines for Employers How To Pay Airbnb Host Taxes Overview of 'Trust Fund' Taxes How To Fill Out USCIS Form I-9 How To Get a Paid Family Leave Tax Credit for Your Business Reasons To Consider Outsourcing Payroll Processing How To Protect Your Business's Trade Secrets What Is a Health Reimbursement Arrangement (HRA)? Employees Can Sue for Non-Payment of Wages What To Expect From a Sexual Harassment Lawsuit How Do Internet Patents Work? What Is the 'Fair Use' of Copyrighted Work? When Should I Settle Out of Court? What Is Copyright Infringement? Requirements for Keeping Employee Paycheck Records How To Create an Employee Policies and Procedures Handbook Form 5500: A Filing Guide for Employers How Do I Register a Trademark or Service Mark Internationally? Whistleblower Laws: What You Need to Know How Does Earned Income Affect My Taxes? Employer Shared Responsibility Provisions of Obamacare